PRODUCTS

Requirement

1. Purpose of loan would be to purchase, construct or renovate a home
2. Those between the ages of 18 and 55 years are eligible
3. Must possess regular income to service loan commitments, subject to statutory deduction limitations




Procedure

1. Visit any of our branches and speak to a credit officer to apply
2. Have documents available for fast approval
1. Title deed
2. Survey Plan
3. Street line certificate
4. Non vesting certificate
5. Extracts covering previous ownership of property
6. Bill of Quantities (BOQ)
7. Salary slips or proof of income




A choice of flexible Interest rate schemes

1. Choice of interest rate schemes
1. Maximum term of 20 years for home purchase or construction, subject to age 55 years
1. Maximum term of 10 years for renovations, extensions or completions, subject to age 55 years
1. Maximum term of 5 years for those employed overseas, subject to age 55 years