PRODUCTS
The Conditions Of Using a Credit Card
The Credit Card Application Form
Guide to Fees and Charges on DFCC Vardhana Bank VISA Credit Cards
| FEE CATEGORY |
| CLASSIC |
GOLD |
| |
|
|
| 1. Joining Fee (Membership Fee) |
200.00 |
400.00 |
| 2. Annual Fee |
600.00 |
1200.00 |
| 3. Supplementary Card Fee |
250.00 |
500.00 |
| 4.1 Interest Rate On Purchases |
28% |
28% |
| 4.2 Interest On Cash Advance |
28% |
28% |
| 5.1 Maximum Credit Period On New Purchases |
51 Days |
51 Days |
| 5.2 Minimum Credit Period On New Purchases |
21 Days |
21 Days |
| 6. Late Payment Fee |
300.00 |
300.00 |
| 7. Limit Enhancement Fee |
200.00 |
200.00 |
| 8. Over Limit Fee |
200.00 |
200.00 |
| 9. Cash Advance Fee-With Minimum Of Rs 100/ (In Addition To Interest) |
3.00% |
3.00% |
| 10. Cash Advance On Credit Limit |
50.00% |
50.00% |
| 11. Lost Card Replacement Fee |
500.00 |
500.00 |
| 12. Pin Replacement Fee |
500.00 |
500.00 |
| 13. Billing Cycle Change Fee |
200.00 |
200.00 |
| 14. Early Renewal Fee |
200.00 |
200.00 |
| 15. Chq Rtn Charges (insuficiant funds) |
1000.00 |
1000.00 |
| Other Reasons |
400.00 |
400.00 |
| 16. Fuel Surcharge |
2% |
2% |
| 17. Statement Copy / Limit Confirmation Fee |
100.00 |
100.00 |
| 18 .Voucher Copy Retrieval Fee |
300.00 |
300.00 |
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